Join Sam Garro, Senior Vice President of the Compliance Department at Philadelphia Insurance Companies, as he sits down with Lou Penn to discuss the Affordable Care Act and how it can provide health insurance to those who don’t otherwise have access to a health plan. This podcast explores the purpose of the ACA, the various levels of plans that are offered as well as other key features.

Lou Penn has had an extensive career in the insurance compliance arena. After spending 20 years in state service with the New York, Florida and Vermont insurance Departments, he started his own business, and was instrumental in setting up compliance departments at large national insurers. Lou was the original creator of a leading insurance market conduct compliance software product called Complianceware®, currently being sold today. Now he has created another market conduct compliance product called Market Conduct Auditor®.

This presentation is only intended to provide a general educational overview.

The statements contained herein are not intended – nor should they be construed – to provide specific legal or regulatory guidance. The content of this presentation and any related
discussion represent the views and perspectives of the speakers and do not in any way constitute official interpretations or opinions of their respective employers.

Legal or regulatory counsel should always be consulted to review specific questions or issues of regulatory compliance.

Featuring: Lou Penn

Hosted by: Sam Garro, Senior Vice President, Compliance Department, Philadelphia Insurance Companies

Lou Penn CIE, MCM, CLTC has had an extensive career in the insurance compliance arena. After spending 20 years in state service with the New York, Florida and Vermont insurance Departments, he started his own business, and was instrumental in setting up compliance departments at large national insurers. Lou was the original creator of a leading insurance market conduct compliance software product called Complianceware®, currently being sold today. Now he has created another market conduct compliance product called Market Conduct Auditor®.

Sam Garro is currently Senior Vice President of the Compliance Department at Philadelphia Insurance Companies. He received his BA degree with honors from Rutgers University and his law degree from Temple University’s (James E. Beasley) School of Law. He is currently licensed to practice law in New Jersey and Pennsylvania. He holds the CPCU and ACP designations.

Sam has experience in many capacities in Compliance and Product Development with increasing
responsibilities in management of those areas. He has managed compliance and product development units in both Life and Health and Property and Casualty.