Job Summary

The Associate Director, Insurance Product/State Filing, is a member of the Company’s Law and Compliance Department. The position works with other internal departments and external third-party vendors, as needed, to establish and implement the company’s insurance products.

This position is responsible for developing compliant insurance product materials, filing them with insurance regulators, and obtaining necessary approvals. Working with the Director, Insurance Product/State Filing, the Associate Director will manage the Company’s portfolio of insurance product forms and monitor compliance with applicable state and federal laws.

This position will work with limited supervision and be responsible for making an established range of decisions, escalating issues across internal business areas as necessary or appropriate, and updating management on a regular basis. As a member of the Law and Compliance Department, this position will also be integrated into the group’s work on federal securities filings and other matters as assigned.

Main Accountabilities

Maintaining and applying a comprehensive understanding of compliance requirements regarding insurance product features, filing requirements, state variations, form requirements, marketing strategy and target markets for specific insurance products.
Communicating directly with internal business areas to provide timely input on product design matters by analyzing new product details, identifying relevant state requirements, highlighting potential regulatory compliance issues, recommending possible solutions, and working collaboratively to implement them.
Drafting product forms and assisting with prospectus drafting for variable products.
Developing strategy for form filing projects and optimizing approvals within desired timeframes.
Making state filings via the NAIC’s System for Electronic Rate and Forms Filing (“SERFF”), interacting with state regulatory agencies, internal departments and third party filing agents as needed to respond to objections, and managing filings through to approval.
Designing processes for maintaining timely and accurate records relating to state filing and compliance.
Communicating state filing approvals and implementation requirements to internal departments.
Participating actively in internal discussions about operational implementation of the Company’s products, identifying implementation issues that may affect filed forms, and taking responsibility for any filings needed or requested to adjust previously approved forms.
Keeping current with industry and regulatory trends related to product filings.

Qualifications

Bachelor’s degree preferred.
8+ years of state filing, insurance regulatory and/or paralegal experience preferred.
Detail-oriented and capable of managing multiple projects and initiatives at one time.
Demonstrated ability to receive, organize and manage large amounts of diverse information and documentation to meet deadlines.
Strong analytical and research skills, including experience identifying, defining and resolving problems.
Strong verbal and written communications skills with demonstrated ability to interpret and communicate business needs and solutions clearly between internal and external constituencies.
Demonstrated ability to work effectively both independently and collaboratively within a team environment.
Knowledge of the life insurance industry, including product types and basic regulatory framework.

The Office of the Insurance Commissioner’s (OIC) Health Forms Program is seeking a motivated and qualified individual to fill a Health Forms Program Manager (WMS Band 2). This position is assigned to the Rates, Forms, and Provider Networks Division, located in our Tumwater office.

This position is a member of the Rates, Forms and Provider Networks management team. Reporting to the Forms Compliance Manager, the Health Forms Manager is responsible for the timely, consistent, and efficient review of health plan form filings submitted by the insurance industry. This includes ensuring that state and federal statutes, rules, and case law are accurately reflected in the processes, procedures, and review criteria produced by professional staff for use on reviewing health plan forms and depended upon by Insurance companies when developing health plans and submitting form filings for use in Washington State. This position focuses on the implementation of the Affordable Care Act.

Duties
Develops short-term strategic (1-3 years) operating plans, goals, and objections for the regulation of health plan form filings and implements tactics for the ongoing review of health plan form filings.
Directs and controls the development and implementation of policies, procedures, regulation, and statutes for the regulation of health plan forms.
Directly accountable for the overall performance of the Health Forms Program.
Directs the review of health plan forms submitted by regulated entities.
Assures appropriate and optimum use of the organizations resources and enhances the effectiveness of employees through timely appraisal and professional development opportunities.
Independently identifies undecided policy and legal issues, directs questions to the appropriate subject matter experts, and develops and implements tactics to address existing gaps, including rulemaking and legislative proposals.
Represents the OIC on a local and national level, speaking on behalf of the agency, and participating on National Association of Insurance Commissioner’s (NAIC) task forces and work groups.

Supervise the Health Forms Program Functional Program Analysts who perform the following in their review of health plan filings for all health plan issuers (regulated entities), including but not limited to:

Developing performance expectations and conducting performance evaluations, including individual development, and training plans.
Assigning, planning, instructing, and checking the work of assigned staff; coaching and recognizing staff.
Approving/disapproving request for outside employment, leave, and overtime and/or exchange time; recommending or approving/disapproving (as delegated) employee training requests.
Conducting supervisory fact-findings into alleged misconduct and/or performance deficiencies, taking appropriate corrective action, and/or disciplinary action up through a Letter of Reprimand. (For discipline affecting pay of individuals, make a recommendation for consideration to the appointing authority.)
Qualifications
Bachelor of Arts or Bachelor of Science degree.
AND

Three (3) years’ experience in each of the following:
Analyzing health plan forms (contracts or policies).
Supervisory or lead experience of professional level staff.
Interpreting federal or state law and rules, and case law, in an insurance compliance position.

Preferred/Desired Qualifications of this position include:
Advanced degree in either business or law.
Two (2) years’ experience with the System for Electronic Rate and Form Filings (SERFF).
Currently possess or actively pursuing one or more insurance focused professional designations such as Certified Insurance Examiner (CIE), Healthcare Compliance Professional (HCP), Health Insurance Associate (HIA), Associate Insurance Regulatory Compliance (AIRC), Associate Professional in Insurance Regulation (APIR) or a similar designation program.

The American Road Insurance Company (TARIC), a subsidiary of Ford Credit, is expanding its commercial auto insurance product offering and is seeking experienced staff to lead the effort. The goal is to bring insurance to commercial customers as part of the one-stop experience for Ford Pro customers and create excitement about a new option for competitive commercial vehicle insurance across all brands.

The Sales and Distribution Manager will report to the Commercial Auto Insurance Product Manager and be a key member of the product launch team with responsibility for marketing and sales through multiple channels (direct, agent and digital).

The American Road Insurance Company (TARIC), a subsidiary of Ford Credit, is expanding its commercial auto insurance product offering and is seeking experienced staff to lead the effort. The goal is to bring insurance to commercial customers as part of the one-stop experience for Ford Pro customers, and create excitement about a new option for competitive commercial vehicle insurance across all brands.

Underwriting is considered the cornerstone of our future success in the commercial auto insurance market. The Underwriting Manager will report to the Commercial Auto Insurance Product Manager and be a key member of the product launch team with responsibility for oversight of the underwriting policy, processes, compliance and results. The Underwriting Manager will also participate in development of underwriting and pricing models.

The American Road Insurance Company (TARIC), a subsidiary of Ford Credit, is expanding its commercial auto insurance product offering and is seeking experienced staff to lead the effort. The goal is to bring insurance to commercial customers as part of the one-stop experience for Ford Pro customers and create excitement about a new option for competitive commercial vehicle insurance across all brands. The Product Manager will lead the product launch team, including managers responsible for underwriting, sales and distribution, operations, compliance and vendor management.

CopperPoint has an exciting opportunity for a full-time remote Compliance Specialist in our legal department. The Compliance Specialist assists in the development and administration of an effective regulatory compliance program to ensure compliance with state regulatory and statutory requirements. Investigate and resolve compliance issues, sometimes communicating with regulators. Provides contract administration in a corporate environment.

Job Responsibilities:

Participates in the administration and oversight of compliance programs for all jurisdictions and product lines written by CopperPoint
Works with the CCO, VP Compliance, and Compliance Oversight Committee to assist CopperPoint departments to develop and implement compliance programs that include: identification of applicable regulatory requirements, creating control plans to ensure compliance, monitoring for changes to requirements, identifying areas of non-compliance and implementing and tracking actions to restore compliance
Assists in coordinating and administering licenses held by the CopperPoint group and in making required filings to maintain those licenses with state insurance departments, secretaries of state, corporation commissions, etc.
Coordinates and maintains a log of responses to regulatory matters and/or inquiries from regulators, Better Business Bureau.
Works with attorneys and Compliance Manager to research, document, communicate and track compliance-related legal and regulatory changes and information arising from bulletins and other information issued by regulatory and non-regulatory authorities (including PCI, NAMIC, NAIC, NCCI, ISO, and AAIS) affecting lines of business written by CopperPoint and follows up to ensure implementation of necessary changes
Assists in reviewing new and revised insurance products, policies, and other required forms to ensure compliance with state regulatory and statutory requirements and in making required filings
Assists in coordinating regulatory examinations and audits (i.e. financial exams, market conduct exams) and responses to data calls and surveys
Manages regulatory/compliance software as needed
Manages contract flow process from request receipt, scheduling contract reviews, managing drafts, verifying agreed-upon edits in drafts have been completed, and transmitting drafts
Track signatures on contracts and other legal documents under the supervision of the Contracts Team
Helps develop and maintain agreement templates and key term checklists used to review and revise contracts, and maintain contracts playbooks with current legal standards
Perform other compliance, legal and administrative tasks
Supports the Compliance Committee, ad-hoc and special projects
Helps to develop, implement and continually improve processes and procedures
Prepares reports and metrics for the compliance/contracts team, as needed

Qualifications/Competencies:

Bachelor’s Degree and a minimum of 1-year previous experience in corporate compliance, legal, risk management, or internal audit environment preferred.  Corporate regulatory compliance and contract administration experience are a strong plus.  Paralegal certification is a strong plus.
Research skills to perform legal and compliance research using electronic sources
Prior work in the insurance industry is a strong plus
Organizational skills to effectively and efficiently work with large volumes of documents and data
Ability to analyze complex compliance issues, evaluate alternatives, and recommend creative solutions
Effective presentation skills
Teaming skills
Strong analytical skills with the ability to successfully manage and prioritize multiple tasks
Advanced skills in Adobe Acrobat and Microsoft Word, including redlining/tracking changes to contracts during negotiations.
Proficient with collaboration software including Teams and SharePoint.
Self-driven with a desire to independently expand knowledge on relevant legal, compliance, and business topics
Strong initiative and problem-solving skills
Detail oriented
Research and analytical skills
Ability to maintain strict confidentiality of sensitive information
Strong work ethic with the ability to work independently
Salary Range:

$62,000.00 –  $82,000.00 annually
Compensation may vary dependent on skills, experience, education, and geographical location.
In addition to base salary, compensation may include an annual discretionary bonus.

Founded in 1925, CopperPoint Insurance Companies is a leading provider of workers’ compensation and commercial insurance solutions. With an expanded Line of insurance products and a growing ten-state footprint in the western United States, CopperPoint embodies stability for policyholders in Alaska, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. CopperPoint Mutual Insurance Holding Company is the corporate parent of Arizona-based CopperPoint Insurance Companies, Alaska National Insurance Company, and other CopperPoint Insurance Entities.

CopperPoint’s culture of compassion extends to the community through employee volunteerism, corporate matching, Board service, program sponsorships, and in-kind contributions. We empower employees by providing 12 hours of paid volunteer time annually and matching their personal contributions to the charities of their choice up to $500 per year. In 2020, CopperPoint employees reported 3,500 volunteer hours.

CopperPoint offers a competitive compensation package and comprehensive benefits package including major medical, dental, and vision and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement, and other education benefits and business casual dress. CopperPoint is an equal employment opportunity employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status, or any other characteristic protected by state, federal or local law. CopperPoint maintains a drug-free workplace.

The Contract Administrator Lead is responsible for serving as team lead for contract administration staff at a regional site

How you will make an impact:

Develops and oversees the regulatory approval process for submission of group health insurance products with federal and state insurance regulators.
Collaborate with multiple functional business areas (enterprise and local senior management, underwriting, legal, marketing & actuarial departments) in drafting of new product language and products.
Includes preparation and submission of form filings and communicating with regulators.
Evaluates insurance, HMO, and self-funded benefit contracts and benefit booklets and related processes and procedures.

“Our Company provides a state of predictability which allows brokers and agents to act with confidence.”

Founded in 1967, W. R. Berkley Corporation has grown from a small investment management firm into one of the largest commercial lines property and casualty insurers in the United States.

Along the way, we’ve been listed on the New York Stock Exchange, become a Fortune 500 Company, joined the S&P 500, and seen our gross written premiums exceed $10 billion.

Today the Berkley brand comprises more than 50 businesses worldwide and is divided into two segments: Insurance and Reinsurance and Monoline Excess. Led by our Executive Chairman, founder and largest shareholder, William. R. Berkley and our President and Chief Executive Officer, W. Robert Berkley, Jr., W.R. Berkley Corporation is well-positioned to respond to opportunities for future growth.

The Company is an equal employment opportunity employer.

Responsibilities
The Regulatory Filings Analyst role works with internal Product Development and Actuarial staff to analyze, prepare, submit and manage timely approval of company product filings by various state departments of insurance. Products include bureau and proprietary rate, rule and form filings. This position collaborates with Product Development and Actuarial staff to ensure the product and pricing goals of the operating units are achieved by providing filing expertise and creating filings that satisfy all applicable regulatory compliance requirements. This position also prepares business requirements to update policy administration systems for these filings and prepares updates to product databases and reference manuals.

• Review and analyze bureau circulars and bulletins (e.g., ISO, NCCI, AAIS & Independent bureaus) and collaborate with Product Development and Actuarial staff to provide guidance, prepare and submit rate, rule and form filings for bureau products.
• Collaborate with Product Development and Actuarial staff to provide guidance, prepare and submit filings for proprietary rate, rule and form products.
• Interpret state statutes on filing requirements, provide guidance and recommend solutions for DOI concerns related to state filings and related compliance issues.
• Responsible for knowledge of filing requirements for various lines of business and assigned states, providing expertise to Product Development and Actuarial staff and other functional units, as required, for assigned state filing issues.
• Manage filing projects and service as the first point of contact to respond to questions and objections from state insurance departments to ensure timely approval.
• Maintain filing information on department databases and / or SharePoint sites and issue status reports for assigned filing projects and participate in filings update meetings.
• Develop documentation for company products and update on-line manuals and other reference materials to aid underwriting in complying with use of approved rate, rule and form filings.
• Participate in product rate, rules and forms meetings.
• Develop clear, concise and accurate business requirements to update policy administration systems for product filing changes.
• Perform policy administration system testing for product filing changes as assigned.
• Perform other related duties as assigned.

Qualifications
• Minimum of 3 years of Property & Casualty state filing experience, or equivalent P&C insurance experience
• Knowledge of insurance products and experience working with AAIS, ISO and NCCI rating bureaus
• Working knowledge of Excel, Word and SERFF required
• Strong verbal and written communication skills
• Strong organizational and project/time management skills
• Detail orientation and ability to work in a fast-paced environment with changing priorities
• Experience working in a collaborative, team-based environment
• Ability to work independently on moderately complex state filing projects
• Demonstrated critical thinking and analytical skills
• Consistently demonstrate WRBC Core Competencies and Innovation Behaviors

Education Requirement

• College degree preferred or equivalent experience.
• Previous course work in insurance (AINS, CPCU, etc.) a plus.

Additional Company Details
We do not accept any unsolicited resumes from external recruiting firms.

The company offers a competitive compensation plan and robust benefits package for full time regular employees.
Additional Requirements
Must have received COVID-19 vaccination* defined as receiving either (1) two doses of a two-dose vaccine, or (2) a single-dose vaccine, either authorized for emergency use or approved by the U.S. Food and Drug Administration, *unless prohibited by law.

You will support the timely approval and implementation of ISO filings and related issues. You will be expected to maintain awareness of current filing issues and historical issues, review/assemble filings in SERFF, work with field staff for review of materials, communicate filing activity to internal stakeholders, research filing objections to support field staff and contribute to the home office state filing team on day-to-day management of filing activity.

At Equitable, our power is in our people.

We’re individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you’ll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential?

Equitable is looking for a Lead Manager, Life Policy Forms Drafter and Regulatory Compliance to join our team. As Lead manager you will draft EQUITABLE’s individual life insurance policy, rider, and endorsement forms for variable life, indexed variable life, universal life, indexed universal life, whole life and term life. Drafting will be in accordance with Product Management’s specifications, current state insurance laws, and current Interstate Insurance Product Regulation Commission (IIPRC) form standards. Work with internal parties, such as Product Management, Legal Division, and Actuarial to obtain final sign-off of such drafts.