Responsibilities:
• Analyzing regulatory changes, identifying impacts to group life, accident and health insurance products, and revising policy forms to bring them into compliance with the new or revised regulations
• Review and analyze new laws, regulations and DOI bulletins and identify the company specific filed and non-filed product forms that are impacted, if any
• Draft new, corrected or amended documents in order to comply with new legislation and regulations as necessary
• Set up SERFF drafts, upload all necessary information, submit filings, and handle objections from insurance departments
Qualifications
• Bachelor’s degree in business, marketing, pre-law or other relevant field, or equivalent education and experience
• Three or more years of relevant, progressive regulatory compliance experience
• Analytical and research skills
• Excellent Proficiency using MS Office tools (SharePoint experience is a must)
• Experience with life, accident and health products as well as supplement health products
• Experience in creating redlined forms for client’s approval
• Experience in handling objections from the state and communicating with state insurance departments
• Process for review and updates of provision language on a reoccurring basis
• Strong written and oral communication skills
• Self-starter with the ability to work under pressure independently and as part of a team
• Strong problem-solving capabilities
*This job will be remote and start out as an hourly position with the opportunity to become full-time with the company with full benefits.
All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, age, marital status, pregnancy, genetic information, or other legally protected status

Product Research

Martin & Company is a leading industry consulting and advisory firm for the U. S. insurance market. Our core business segments include State Filings; Company Licensing; Compliance & Regulatory; Product Development; Actuarial Consulting and Competitive Intelligence. Our firm continues to see growth in all areas, and we currently have an excellent opportunity in our State Filings, Regulatory and Product Development unit. We are seeking a qualified candidate to join a very experienced state filing and product team.
We partner with many small, regional, and national writers to support their day-to-day state filing and compliance needs and support both their short and long-term project planning. You will be joining an extraordinary and accomplished staff with decades of experience. Based on the applicants’ background they may assume lead responsibilities on certain projects.

POSITION OVERVIEW:

This position will be responsible for designing, implementing and enforcing compliance strategy and programs that are effective in preventing and identifying misconduct or violations of government regulations or company policy. In addition, the role will involve compliance and ethics consulting, implementation, training, monitoring, investigation, remediation, and/or reporting. This role will routinely interact with internal management as well as external state regulators and examiners.

IN THIS ROLE, YOU WILL:

– Interpret regulations and compliance related requirements by reviewing regulatory bulletins and utilizing a variety of research tools.
– Communicate regulatory changes with business partners and aid in designing solutions to mitigate risk in support of compliant practices.
– Assess risks and identify potential areas of compliance vulnerability throughout the enterprise. Provide oversight of corrective action plans developed through business unit self-audits and Compliance audits. Test and validate corrective actions to confirm mitigation plans have been properly implemented.
– Participate in preparing materials and information required in response to internal and external regulatory audits and assist in preparing communication of responses for regulatory compliance audits.
– Manage state issued data calls and surveys relevant to business (or company) and industry practices.
– Independently review, prepare and submit accurate and timely filings of rates, rules and forms to state insurance departments. Serve on business projects as needed including new product development.
– Communicate and follow-up on a regular basis with state insurance departments to negotiate and secure approvals of filings within established timeframes. – — Provide timely and frequent communication to affected business areas on status of filings in progress.
– Prepare accurate and timely responses to insurance consumer complaints received from State Department of Insurance, social media and direct from consumers.
– Interact professionally and communicate clearly with a diverse group of individuals including executives, managers, leaders, business partners, and external regulatory personnel
– Manages workload, prioritizes, and elevates issues where appropriate with little direction.

Applicants must be willing to perform the following, or similar, tasks:

– Compile and file insurance offerings via SERFF and IRFS
– Draft responses to Department of Insurance objections in a professional and timely manner
– Manage projects and clients as both a technical expert in contract development, insurance regulation, and general compliance strategy
– Develop and maintain relationships with clients as well as state regulators
– Contribute to a team environment that recognizes and values each individual

Amerisure creates exceptional value for its partners, policyholders and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. Amerisure is an A.M. Best “A” (excellent) rated company and services mid-sized commercial enterprises focused in construction, manufacturing and healthcare. We are ranked as one of the top 100 Property & Casualty companies in the United States, and have more than $825 million in Direct Written Premiums and $1.08 billion in surplus.

Amerisure is recruiting for a Senior Product Specialist to join our team. We’re targeting candidates with product expertise in either commercial auto, general liability, umbrella, or have multi lines experience. This candidate can sit remote from most locations in the U.S, or work hybrid if near a local office.

Position Summary:

Lead product planning, development, and maintenance for assigned products in support of enhancing Amerisure’s expertise in target markets. Evaluate Amerisure’s product portfolio against the competitive landscape and target market needs to determine potential product enhancements. Research and respond to key trends, regulatory adjustments, environmental factors, and market needs. Lead or support projects to bring recommendations to execution and track and report product performance to key stakeholders. Review regulatory and bureau changes for impacts to Amerisure’s product portfolio and recommend changes and updates.

Responsibilities:

Lead coverage design of new products and manuscript endorsements; includes design of forms, rates, and rules

Advanced level of knowledge and understanding of legal contracts and policy form language used in assigned Commercial Lines products in relationship to competitors. Lead creation of forms while collaborating with internal and external stakeholders

Act as project manager using an agile framework to utilize multiple technology platforms to manage and lead projects; drive product implementation from cradle to grave while partnering with multiple internal departments

Create and execute communication, marketing, and training plans; including notices to policyholders, agencies and impacted internal partners

Evaluate Amerisure’s product portfolio against the competitive landscape and target market needs to determine potential product enhancements and retirements

Manage the review/analysis and implementation of bureau circulars for new and existing products and coverages, and how they affect proprietary forms, including the Rate, Rules and Form to implement as appropriate

Develop and lead corresponding training content and coordinate with internal stakeholders and corporate training resources to promote full understanding of the new products

Manage the development and documentation of business requirements and collaborate with IT department to ensure successful interpretation of circulars and new products into IT requirements; as needed work with back-end departments to ensure product integration

Lead the creation and maintenance of a product map to evaluate and address product interactions and priorities

Report and monitor product performance using designated key performance indicators and metrics

Develop and manage relationships with internal and external partners to achieve mutual success

Actively support the preparation, design, implementation, and development of a new Policy Administration system

Requirements:

Bachelor’s degree in business or equivalent work-related experience

10 years demonstrated coverage analysis experience within the insurance industry or similar role

CPCU and/or other property and casualty certifications preferred

Intermediate computer skills required including Microsoft Office Suite

Excellent analytical skills with the ability to think strategically with a high degree of detail

Ability to manage multiple project work teams using applied principles of project management

Excellent verbal and written communication skills with the ability to interact with internal and external customers

Strong interpersonal skills including the ability to build positive partnerships and work collaboratively with cross-functional business teams

Ability to work effectively with minimal supervision

Ability to travel up to 10%

Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. Amerisure offers a Compensation & Benefits Package that includes competitive base pay, performance-based incentive pay, comprehensive health & welfare benefits, 401(k) savings plan and profit sharing. In addition to generous paid time off programs, we allow our employees flexible and remote work arrangements. If you strive for excellence and are committed to personal and professional growth, Amerisure is looking for you.

Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure’s employees to perform their job duties may result in discipline up to and including discharge.

Amerisure creates exceptional value for its partners, policyholders and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. Amerisure is an A.M. Best “A” (excellent) rated company and services mid-sized commercial enterprises focused in construction, manufacturing and healthcare. We are ranked as one of the top 100 Property & Casualty companies in the United States, and have more than $825 million in Direct Written Premiums and $1.08 billion in surplus.

Amerisure is recruiting for a Senior Product Specialist to join our team. We’re targeting candidates with product expertise in commercial property and inland marine. This position can be remote from most locations in the U.S, or work hybrid if near a local office.

Position Summary:

Lead product planning, development, and maintenance for assigned products in support of enhancing Amerisure’s expertise in target markets. Evaluate Amerisure’s product portfolio against the competitive landscape and target market needs to determine potential product enhancements. Research and respond to key trends, regulatory adjustments, environmental factors, and market needs. Lead or support projects to bring recommendations to execution and track and report product performance to key stakeholders. Review regulatory and bureau changes for impacts to Amerisure’s product portfolio and recommend changes and updates.

Responsibilities:

Lead coverage design of new products and manuscript endorsements; includes design of forms, rates, and rules

Advanced level of knowledge and understanding of legal contracts and policy form language used in assigned Commercial Lines products in relationship to competitors. Lead creation of forms while collaborating with internal and external stakeholders

Act as project manager using an agile framework to utilize multiple technology platforms to manage and lead projects; drive product implementation from cradle to grave while partnering with multiple internal departments

Create and execute communication, marketing, and training plans; including notices to policyholders, agencies and impacted internal partners

Evaluate Amerisure’s product portfolio against the competitive landscape and target market needs to determine potential product enhancements and retirements

Manage the review/analysis and implementation of bureau circulars for new and existing products and coverages, and how they affect proprietary forms, including the Rate, Rules and Form to implement as appropriate

Develop and lead corresponding training content and coordinate with internal stakeholders and corporate training resources to promote full understanding of the new products

Manage the development and documentation of business requirements and collaborate with IT department to ensure successful interpretation of circulars and new products into IT requirements; as needed work with back-end departments to ensure product integration

Lead the creation and maintenance of a product map to evaluate and address product interactions and priorities

Report and monitor product performance using designated key performance indicators and metrics

Develop and manage relationships with internal and external partners to achieve mutual success

Actively support the preparation, design, implementation, and development of a new Policy Administration system

Requirements:

Bachelor’s degree in business or equivalent work-related experience

10 years demonstrated coverage analysis experience within the insurance industry or similar role

CPCU and/or other property and casualty certifications preferred

Intermediate computer skills required including Microsoft Office Suite

Excellent analytical skills with the ability to think strategically with a high degree of detail

Ability to manage multiple project work teams using applied principles of project management

Excellent verbal and written communication skills with the ability to interact with internal and external customers

Strong interpersonal skills including the ability to build positive partnerships and work collaboratively with cross-functional business teams

Ability to work effectively with minimal supervision

Ability to travel up to 10%

Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. Amerisure offers a Compensation & Benefits Package that includes competitive base pay, performance-based incentive pay, comprehensive health & welfare benefits, 401(k) savings plan and profit sharing. In addition to generous paid time off programs, we allow our employees flexible and remote work arrangements. If you strive for excellence and are committed to personal and professional growth, Amerisure is looking for you.

Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure’s employees to perform their job duties may result in discipline up to and including discharge.

Amerisure creates exceptional value for its partners, policyholders and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. Amerisure is an A.M. Best “A” (excellent) rated company and services mid-sized commercial enterprises focused in construction, manufacturing and healthcare. We are ranked as one of the top 100 Property & Casualty companies in the United States, and have more than $825 million in Direct Written Premiums and $1.08 billion in surplus.

Amerisure is recruiting for a Product Owner, System and Product Transformation to join our team. This position can be remote from most locations in the U.S, or work hybrid if near a local office.

Position Summary:

Lead implementation of Forms, Rating, Rules, and programming supporting the policy administration system. Approve technical specifications, User Stories and final UAT sign off on programmed Forms, Rating, and Rules. Work with stakeholders to assist in analyzing, developing, and documenting complex business processes, conduct needs assessment, and review required testing for successful systems implementation. Collaborate with Product SME’s (Subject Matter Experts) for implementation, workshops, and additional research.

Responsibilities:

Ability to analyze and interpret various bureaus (ISO, AAIS, NCCI and independent bureaus) and/or company proprietary rules, rates, and forms to assist in translating into technical specifications for IT.

Collaborate with stakeholders and IT to assist with development, creation, and documentation of business requirements that translate to user stories.

Serve as final authority on decisions regarding forms, rates, and rules including how they translate to business requirements.

Assist in managing project backlog and engage in sprint/product increment (PI) planning.

Review and approve developed user stories in the product backlog.

Review and approve UAT of user test plans, test scenarios, and execution on the test plans according to the standards agreed upon with the IT department.

Assist in identifying and recommending system and/or procedural improvements based on various bureau and/or company proprietary rates, rules and forms, operating systems and procedures that support underwriting efficiencies.

Collaborate with Product, IT, and underwriting to ensure data integrity, consistency between lines of business, performance standards, testing and automating processes.

Communicate readiness and progress of project through demos and presentations.

Requirements:

Bachelor’s degree or equivalent work-related experience in insurance industry.

Application software-related business analyst experience preferred.

7 years of experience with 5 years of underwriting or product development experience with ISO, AAIS, NCCI and independent bureau products, and understanding of rates, rules, forms, and various pricing programs.

Intermediate proficiency with Microsoft Office Suite.

Excellent problem solving, critical thinking and decision-making skills.

Experience with agile methodology, knowledge of SQL, XML and web application concepts preferred.

Ability to function at a high level of effectiveness, flexibility, independence, and initiative without daily interaction with management.

Demonstrates successful ability to build positive partnerships and work collaboratively with cross-functional business teams.

Excellent organizational skills, including ability to multi-task and prioritize workload

Ability to travel overnight up to 10%.

Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. Amerisure offers a Compensation & Benefits Package that includes competitive base pay, performance-based incentive pay, comprehensive health & welfare benefits, 401(k) savings plan and profit sharing. In addition to generous paid time off programs, we allow our employees flexible and remote work arrangements. If you strive for excellence and are committed to personal and professional growth, Amerisure is looking for you.

Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure’s employees to perform their job duties may result in discipline up to and including discharge.

As a Corporate Governance Analyst for The American Road Insurance Company (TARIC), you will be responsible for assisting with the oversight and development of various company level policies and specific processes associated with TARIC’s agreements and corporate governance reports. The following tasks, although not all encompassing, describe the analyst’s role:

Develop a new process for adherence to all TARIC agreements, SLAs, corporate governance reports, etc. and monitor the business teams to verify their completion
Create a process and maintain documented organization of all payments associated with TARIC’s SLAs
Monitor the business teams’ oversight process of the Managing General Agent (MGA) assisting with launch of new commercial auto product
Organize a new Corporate Governance manual including all of TARIC’s policies and guidelines and update it on an annual basis
Monitor state insurance department sites and external notifications for product updates, procedure changes, filing modifications and other regulatory items related to the insurance business
Assist in contribution and development of governance related processes that are compliant with regulatory and internal corporate requirements
Complete other insurance operations tasks and training as required

The minimum requirements we seek:

Bachelor’s Degree
5+ years of insurance experience in compliance, corporate governance or other related area
3+ years of experience with MS Office (Excel, Word, Outlook) and SharePoint

Our preferred requirements:
Experience working with insurance regulations, legislation or compliance / governance
Commercial auto insurance experience
Paralegal experience
Knowledge of P&C industry corporate governance and compliance regulations
Detail oriented with effective organizational, time management, and follow-up skills
Acute attention to detail and deadlines
Self-motivated and strong drive for results
Strict adherence to confidentiality while working with sensitive personal information
Ability to effectively manage multiple tasks in a timely manner and prioritize workload
Ability to identify and implement process improvements
Excellent communication (oral and written) and presentation skills

The State Corporation Commission’s (SCC) Bureau of Insurance (BOI) seeks three Insurance Examiner positions to join the Rule, Rate, and Form sections within its Property and Casualty Division. The Rule, Rate, and Form sections include Commercial Casualty, Commercial Multi-Lines, and Personal Lines. The primary responsibilities of an Insurance Examiner include review of rule, rate, and form submissions from insurance companies to determine compliance with Virginia insurance laws and regulations. Insurance Examiners document records of submissions and will correspond both in writing and orally with insurance companies to obtain corrections and amendments to filings. A large percentage of the Insurance Examiner’s work involves highly detailed reading and analysis. The SCC offers a hybrid work schedule (generally 3 days of telework, 2 days in office), career growth, as well as professional development opportunities including on-the-job training, certifications, and designations.