Summary/Objective:
The Paralegal supports compliance operations by maintaining databases and conducting legal research related to compliance inquiries. This role is responsible for managing and updating the SharePoint document library, assisting in the preparation of correspondence, and providing regulatory guidance as needed. Additionally, the Paralegal performs a variety of administrative tasks to ensure efficient compliance workflows and helps ensure that all company licenses remain current and in good standing.

Essential Functions:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Database and Document Management: Manage Files.com and the SharePoint document library, ensuring documents are properly categorized, current, and accessible.
• Legal and Regulatory Research: Respond to compliance inquiries by gathering relevant information and providing guidance or escalation as needed.
• Licensing and Filings: Track and ensure timely renewal of company licenses across all jurisdictions, support the submission of regulatory filings for new and existing products (SERFF).
• Correspondence and Communication: Draft and edit correspondence, including responses to internal and external stakeholders.
• Administrative Support: Provide clerical support to the compliance team, including file management and reporting.
Knowledge, Skills and Abilities:
• Typically requires a University Degree or equivalent experience.
• Typically requires less than 2 years of relevant experience.
• Familiarity with legal research databases.
• Understanding of insurance principles and related matters.
• Ability to quickly adapt to changing compliance requirements and corporate needs.
• Strong verbal and written communication.
• Excellent customer service skills.
• Detail oriented and organized.

The role is accountable for the following:

Monitoring legislative and regulatory developments, inclusive of building and maintaining relationships with key Department of Insurance (“DOI”) contacts and industry advocacy leaders and effectively communicating HSB’s position on various policy matters. To that end, this position will develop strategies and implement steps to ensure compliance with regulations across all of our insurance products (direct and assumed).
Oversees the successful execution of the full filing lifecycle for our insurance products, from development of proactive filing strategies for all our insurance products (new or enhanced) to development of filing materials that will result in ultimate DOI approvals, through identification of state filing requirements and actual filing submissions, through to resolution of any form, rate or rule objections for those products.
Leads the development and maintenance of form, rate and rule materials for HSB’s direct insurance products that incorporate recent changes in the regulatory landscape. It is critical for this role to effectively navigate complex regulatory challenges, develop effective compliance solutions while maintaining a pragmatic approach for business enablement. In addition, they will work closely with AVP Client Delivery to ensure our reinsured product filing support leverages learnings from our direct experience in order to be as optimal as possible.
Lead development of adequate RATE filing support for all products, while working closely in tandem with AVP Client Delivery who is accountable for the efficacy of the form filing materials.
Leads a team of professional direct reports. Coaches and mentors with a focus on development and succession plans. Determines performance evaluations and strategic hiring needs for the team.
They will collaborate with many other departments within HSB, such as, but not limited to, Legal, Client Delivery, Pricing, Systems, Product and Underwriting Management.

Join a Mission-Driven Team Committed to Excellence and Integrity

Navy Mutual is seeking a highly skilled and experienced Compliance Manager to help lead our compliance program for life insurance and annuity products. This critical role ensures that our operations align with federal and state laws, industry standards, and internal policies—while supporting our staff and protecting the interests of our Members.

As a collaborative advisor and mentor, you’ll partner closely with Legal, Sales, Marketing, and Operations to implement smart, business-aligned compliance practices that support innovation and safeguard the Association’s reputation.

This position manages all aspects of market conduct examinations and investigations involving life and health insurance companies and other licensees operating in the state of Maryland. The Chief Examiner supervises the senior examiners and examiners, including regular training and development. This position is responsible for selecting companies to be examined and to determine the type of market conduct exam. In addition, the Chief Examiner oversees and schedules appropriate market conduct investigations and exams necessitated by market trends, emerging compliance issues, and/or complaints. Oversight includes review of applicable laws, evidence of violations, advising on application of laws, and writing reports and orders.

About the job

Our Company

At Wysh, we’re not your average insurance company—we’re redefining financial protection for the modern world. Our purpose is to empower every person to live life to the fullest, with the confidence of financial protection. As an entrepreneurial team, we thrive on thinking outside the box, experimenting fearlessly, and delivering innovative solutions that challenge industry norms.

What sets us apart is our people: a dynamic mix of math nerd strategists, user-flow-obsessed designers, results-driven developers, and epic storytelling marketers. We love what we do and take work-life balance and professional development as seriously as our products.

Our impact hasn’t gone unnoticed—Wysh was honored with the prestigious Best of Show award at Finovate Fall, one of the world’s leading fintech conferences. We’re also proud to be recognized and featured on multiple “Best Workplaces” lists.

At Wysh, we dream big, safeguard futures, and inspire everyone—our customers and team alike—to aim high. Ready to join a company that’s redefining financial protection and making dreams a reality? Join us on this exciting journey, and let’s make an impact, one Wysh at a time.

The Role

We are looking for a detail-oriented and proactive Compliance Analyst to join our Compliance team. In this role, you will play a pivotal part in ensuring the company’s adherence to regulatory requirements while supporting the development and implementation of effective compliance processes. This position offers the unique opportunity to work cross-functionally, design innovative systems from the ground up, and make a meaningful impact in the evolving fintech and life insurance landscape.

The ideal candidate has hands-on experience with SERFF and understands the full lifecycle of product filings—from drafting and submission to responding to state objections. If you’ve worn many hats in a lean life insurance or insurtech environment and thrive when given ownership, you’ll feel right at home here. This is an opportunity to truly own compliance filings and help shape how we bring products to market. Autonomy, initiative, and a roll-up-your-sleeves mindset are critical to success in this position.

What You’ll Do

Draft and refine policy forms to ensure alignment with state regulations.
Research corresponding regulations to products
Submit filings via SERFF and/or IRFS to individual states or Insurance Interstate Compact
Manage producer licensing, appointments, and terminations.
Manage license and appointment renewals to ensure compliance with state requirements.
Review changing regulations to determine the applicability to the Company. Define procedures based on regulations. Work with corresponding functions to ensure procedures are properly implemented.
Research, interpret regulatory research and define and implement cross-functional procedures.
Compose relevant state filings and assist other functions in the filing of corresponding state filings.
Review marketing assets for compliance with regulatory requirements
Communicate with creative teams to find solutions

What You’ll Bring

3+ years of experience in regulatory compliance, preferably in life or health insurance.
Strong knowledge of insurance industry processes, compliance regulations, and standards, including NAIC and Insurance Interstate Compact.
Proficiency with Wolter Kluwer NILS In Source, SERFF, IRFS, Microsoft Office Suite, and ability to learn company-specific systems.
Advanced research, problem solving, critical thinking and analytical skills.
Strong attention to detail, accuracy, organization, time management with the ability to multi-task and pivot.
Ability to work independently, escalating non-routine issues with recommendations for solutions.

Diversity and Inclusion

Wysh is a proud equal opportunity employer that is committed to diversity and inclusion in and outside of the workplace. We strongly believe that everyone deserves a seat at the table and we support a culture where our people are empowered to be their authentic selves each and everyday.

We’re building a team that represents a variety of backgrounds, perspectives, and skills to reflect the world that we live in and the customers we serve. You are welcomed to apply for this role free of biases or discrimination regardless of your race, religion, color, sex, gender identity, sexual orientation, age, physical or mental disability, national origin, veteran status or any other basis covered by law.

Benefits

A Great Team – We focus on hiring people from diverse backgrounds who are easy to get along with and fantastic teammates.

Flexible Work Schedule – Hybrid or Remote work schedule. We’re interested in what you contribute more so than when you do it.

Work Life Balance – Unlimited PTO, Paid Holidays, along with Paid Summer Fridays and Paid parental leave.

Competitive Compensation – The base salary for this role is $75,000 to $85,000 annually. Exact compensation range is determined based on your region, years of experience, and specific skill set using aggregate market data from PayScale.

Health & Wellness – We offer 100% Medical Care Coverage for you and generous contributions for family, Dental and Vision Coverage, Commuter and Parking Reimbursement, 401k with a 4% Match, Health and Wellness Reimbursement, Free talkspace membership, Voluntary Long-term and Short-term Disability, Life Insurance and FSA/HSA.C

areer Development – We believe in upskilling our teams, providing each employee a $1,000 annual training allowance.F

riendly office environments – Two modern offices; one in Dumbo, Brooklyn and the other in Durham, NC, offering a variety of working spaces for individual or team collaboration with free meals and snacks.S

ocial events – Monthly culture events, celebrations, team outings and social hours.

Job Summary: We are seeking a detail-oriented and experienced Senior Insurance Compliance Analyst to join our compliance team. This role is essential in ensuring our organization adheres to all relevant insurance regulations and industry standards. You will be responsible for administering compliance programs, responding to regulatory inquiries, and supporting internal audit and training initiatives.

Key Responsibilities:
Administers Compliance programs and ensures compliance with the laws, regulations and rules of federal, state, and self-regulatory organizations.
Prepares and files regulatory and compliance documents and / or reports.
Handles interactions pertaining to approvals.
Analyzes and responds to objections and inquiries from authorities.
Creates forms and reports to comply with new or existing regulatory requirements. Prepares memorandums regarding the use of forms.
Responsible for administering compliance training and industry education programs.
Responsible for reporting and /or investigating any non-compliance or suspected fraudulent acts.
Drafts and delivers complaint responses.
Administers privacy, Anti-Money Laundering (AML), and other guidelines.
Receives, analyzes, interprets and responds to regulatory matters and / or inquiries from the various state departments of insurance, federal agencies, self-regulatory organizations, industry associations and / or internal and external customers. Refers more complex matters to appropriate staff, as needed.
Coordinates, administers, reports on and develops audit / review processes.
Maintains and retrieves material from departmental databases and files.
Performs research.
Reviews policy administration issues, which may include powers of attorney, trusts and / or conservatorships.
Evaluates, interprets, and communicates new or revised statutes / regulations / rules to effectively implement new requirements according to changes and updates in laws, rules and regulations.
Assists with researching, documenting, and communicating complex issues. May develop action plans and assist with coordinating implementation.
May review proposed advertising and marketing materials for compliance with State Advertising rules, regulations, product features and / or contract language.
Drafts product disclosures.
Develops and maintains product audit / issues instructions for new product implementation.
May provide back-up coverage for other compliance areas.
Maintains strong relationships within state insurance departments and / or other regulatory authorities. Acts as a liaison between the organization, specific departments / business units, third party vendors/administrators and regulatory authorities.
Demonstrates advanced knowledge of the organization, regulatory agencies and current trends in ensuring compliance.
May provide guidance and assistance to less experienced positions.
Performs other duties as assigned

Qualifications:
Associate’s degree or equivalent years of education and experience required. Bachelor’s degree in business, Liberal Arts, or related field preferred.
3 to 5 years of insurance / securities related experience.
Continuing progress toward and/or the completion of an Associate Insurance Regulatory Compliance (AIRC) designation
Strong understanding of compliance practices and regulatory frameworks.
Excellent communication and analytical skills.
Experience with policy administration, audits, and regulatory correspondence.

Combined Insurance, a Chubb Company, is seeking a Product Services Manager to join our fast-paced, high energy, growing company. We are proud of our tradition of success in the insurance industry of over 100 years. Come join our team of hard-working, talented professionals!

Job Summary

– Provide support to the Policy Filings Department by assisting with the development and filing of new insurance products and maintaining compliance for our existing product portfolio.
– Assist Sales and Marketing by providing advice and input on product configuration in order to gain product regulatory approval and minimize compliance and financial risk to the company.
– Monitor regulatory developments and implement product changes necessary to maintain product compliance for Combined’s existing core products portfolio.

Responsibilities

– With the assistance of Legal, Actuarial, Product Development and Marketing, draft and file new products, product amendments and regulatory changes.
– Analyze state insurance department regulations, rate, rule and form circulars/bulletins in order to determine and implement appropriate changes on behalf of Combined.
– Develop and distribute regulatory communications to other business departments advising them of compliance changes.
– Ensure that all products maintain compliance with all regulatory requirements.
– Provide technical assistance and support to other Combined departments in order to maintain product compliance.
– Timely product filings in SERFF to state insurance departments.
– Interact with Department of Insurance personnel and other regulators to facilitate approval of Combined’s products and resolve regulatory issues.
– Maintain form management and document control in accordance with department procedures to track history with respect to product filings.
– Ensure an effective level of collaboration and communication with Actuarial, Product Development, Legal, Claims, the Business Units, other department analysts, and any other stakeholders to secure the information necessary to complete a filing or respond to insurance department objections and inquiries concerning SERFF filings.
– Respond to requests for information relating to group and individual life and health product compliance requirements (including employer and non-employer groups).
– Research statutory and regulatory requirements and create research charts (with product analysts and/or Counsel, as appropriate, prior to release of the information).
– Research products for competitor information and assist with the developing of new products/ programs and coverage endorsements.
– Assist other Combined Departments, as needed, in the implementation of new products.
– Communicate state specific updates and filing status with internal business partners.
– Develop inter-office memos to company personnel detailing highlights of approved rate/rule and form filings.
– Assist in the set-up of new policy forms on company systems and perform quality testing.
– Maintain aggressive schedule for product submissions and approval.
– Assist Marketing to ensure product advertising or marketing material complies with approved filings.
– Participation in industry trade committees and associations.

Skills

– Excellent interpersonal & communication skills.
– Requires good oral and written presentation skills with attention to detail.
– Project management skills. Ability to manage multiple projects including new product filings.
– Interaction with regulators on higher profile issues under management supervision.
– Advanced understanding of legal and regulatory issues.
– Ability to analyze and understand new laws and regulations and communicate their impact on Combined to appropriate personnel.
– Proficiency to draft insurance policy language under the direction of senior Legal/Compliance personnel.
– Ability to track and monitor new laws, regulations and regulatory communications that impact Combined and the Policy Filings Department.

Education and Experience

– A Bachelors Degree or 7 years compliance experience. Advanced degree such as JD or paralegal highly preferred.
– Strong management relationship skills with team focus.
– Spanish fluency preferred.
– Industry certifications highly preferred.

You can submit your resume and complete the information asked for at this URL link: https://fa-ewgu-saasfaprod1.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_2001/job/22682/?utm_medium=jobshare&utm_source=External+Job+Share.

About Us
OUR BENEFITS
As a Chubb corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. More details can be found here. Chubb is committed to supporting its employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
– Health insurance
– Dental insurance
– Tuition reimbursement
– A company-match 401(k) plan
– Disability insurance
– Life insurance
– Employee referral bonuses

ABOUT COMBINED INSURANCE
Combined Insurance Company of America is a Chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in North America. Headquartered in Chicago, with satellite office in Columbia, SC, Combined is celebrating over 100 years in business. We are committed to making the world of supplemental insurance easy to access and understand. The company has an A+ rating by the Better Business Bureau and an A + (Superior) financial strength rating by A.M. Best. We are ranked by VIQTORY as the number one Military Friendly® Employer in 2023 (over $1 billion revenue category), marking Combined’s twelfth consecutive year on the Top 10 list. We pride ourselves on approaching all situations with a Positive Mental Attitude (PMA) and encouraging collaboration.

ABOUT CHUBB
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

The Market Compliance Analyst evaluates new laws and trends to determine their relevance to HDI’s operations. They support the business in managing regulatory risks that impact the organization as a whole. Additionally, they ensure adherence to compliance requirements and deadlines, interpret and gather necessary data from both internal and external sources for regulatory reporting, and assist with regulatory exams and internal audit requests.

Responsibilities:
Evaluate new laws and regulations for relevance to HDI’s operations and oversee implementation compliance.
Document key regulatory requirements and ensure business unit controls align with these regulations.
Identify and document necessary monitoring activities mandated by regulation and emerging compliance risks.
Manage regulatory changes by assessing their impact and tracking business remediation efforts.
Collaborate with cross-functional teams (legal, risk, business units) to ensure compliance with P&C laws and regulations while supporting regulatory activities, including audits and Market Conduct Examinations.
Assist with compiling data from internal and external sources for reporting purposes.
Research and interpret industry requirements, document essential business and technical needs, and implement departmental processes while supporting the creation and enhancement of compliance policies and procedures.
Recommend improvements in processes, efficiency, quality control, and reporting practices.
Support the implementation of required compliance training for employees and assist in creating training materials and communications on compliance topics.
Contribute to project work related to compliance and cross-functional initiatives.
Serve as backup support for other areas as needed.
Perform additional duties and special projects as required.

This position is responsible for monitoring and communicating the status of all new ISO Commercial Auto, and AAIS Inland Marine circulars to key stakeholders. Working with key stakeholders to provide guidance and filing strategy during the product development stage, draft amendatory endorsements; assist in the preparation of state exception pages; manage the filing process and obtaining and communicating state approvals to the key stakeholders which include IT and third-party vendors.
This role can have a Hybrid or Remote work arrangement.  Candidates who live near one of our office locations (Schaumburg, IL; Danbury, CT; Hartford, CT; New York, NY) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

RESPONSIBILITIES:
• Provide guidance on filing strategy with key stakeholders; draft amendatory endorsements; assist in the preparation of state exception pages; and assist with any other facets to prepare the product for filing.
• Track and communicate the status of all new ISO Commercial Auto circulars, and AAIS Inland Marine circulars in Archer for report generation to confirm timeliness of regulatory compliance action items.
• Work directly with key stakeholders to drive analysis and business decisions.
• Oversee the submission of product filings to state insurance departments countrywide.
• Handle objections in a timely manner from the state insurance departments to secure approval of our filed products.
• Track and communicate company rate, rule, form approvals, effective dates, and desired implementation dates with IT and/or third-party vendor.
• Various other tasks, as needed.
• Must be able to work with limited supervision; demonstrated skills as a self-directed worker.
• Respond to ad hoc underwriting questions pertaining to product development and filing strategy.

QUALIFICATIONS:
• Previous state filing experience required.
• Extensive, broad-based knowledge of P&C insurance industry, including detailed knowledge of insurance coverages, business processes, operations and the legal/regulatory environment required.
• Strong knowledge of ISO Commercial Auto and AAIS Commercial Inland Marine coverage is highly desired.
• Excellent analytical, problem solving, decision making and planning skills.
• Strong project management skills desired.
• Have excellent written, oral and organizational skills, and must be able to articulate issues and risks to product sponsors and stakeholders.
• Ability to balance multiple concurrent timelines/tasks and meet deadlines.
• Willingness to work hard and handle a wide variety of challenges in a fast paced and ever-changing environment.
• Excellent interpersonal skills, with a focus on teamwork within the department and customer service for the business unit
• Knowledgeable on SERFF, state filing requirements, and drafting state amendatory endorsements
• Experience working with IT and third-party vendors to coordinate timely implementation of file rates, rules and forms.
• Strong work ethic with a proactive, results driven mindset.
• Solid interpersonal skills and the ability to enhance outcomes with the ability to connect and partner with a variety of stakeholders across the organization.
• Excellent research, analytical and problem-solving skills
• Bachelor’s degree required, or equivalent work experience.
• Knowledge of Microsoft applications required: Outlook, Excel, Word, and PowerPoint.
• Experience in the submission of rate and form filings using SERFF and I-File systems.
• Attention to detail, organizational skills and the ability to work on multiple tasks.

INTERNET REQUIREMENTS:
For full-time, occasional, part-time, or remote positions: (1) high speed broadband internet service is required, we do not recommend or support DSL, wireless, Wi-Fi, Hotspots, Fiber without a modem and Satellite; (2) Internet provider supplied modem/router/gateway is hardwired to the Hartford issued computer with an ethernet cable; and (3) minimum upload/download speeds of 100MB download/10MB upload will be required. To confirm whether your Internet system has sufficient speeds, please visit http://www.speedtest.net from your personal computer.
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