Sr Product Analyst – Supplemental Health Benefits
About the role
As a Senior Product Analyst, you’ll collaborate closely with the Director of Supplemental Health Products to support and implement product strategy. You’ll play a key role in analyzing trends, developing business cases, coordinating product filings, and leading cross-functional initiatives.
What you will do
• Analyze product performance data to identify trends and opportunities for improvement.
• Coordinate and manage state product filings in partnership with Product Management, Compliance, Legal, and other partners.
• Develop and present clear, well-organized documentation to support decision-making.
• Represent the Product team on cross-functional projects, often in a leadership capacity.
• Evaluate and enhance current product processes; develop and implement improvement plans.
• Create business cases and analyze requirements for product initiatives.
• Support product configuration and conduct testing across systems.
• Act as a liaison between business units to ensure alignment and visibility of dependencies.
• Lead small-scale projects and mentor/coach others.
Who You Are
• High school diploma or equivalent required; bachelor’s degree in business, finance, or a related field preferred.
• 3–5 years of experience in insurance or financial services, with a strong background in product analysis.
• In-depth knowledge of Supplemental Health products and experience with state filing processes.
• Strong analytical skills with the ability to interpret data and develop actionable insights.
• Effective project management skills with the ability to prioritize and manage multiple initiatives.
• Excellent communication and relationship-building skills across diverse teams.
• Experience with insurance administration systems and quality assurance testing.
• A proactive, detail-oriented team player who can coach and support peers.
Why Work at Symetra
Here’s what some of our employees have to say about why they work at Symetra:
“Symetra is a great place if you are looking for the opportunity to contribute, to grow, to be seen and valued.” Vernell K. – Auditor
“We’re big enough to make an impact on the country, but small enough to care and know who you are and what you’re contributing to the organization. All new ideas are welcome!” Stephanie F. – VP Customer Service & Operations
What we offer you
Benefits and Perks
We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.
• Flexible full-time or hybrid telecommuting arrangements
• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Give back to your community and double your impact through our company matching
• Want more details? Check out our Symetra Benefits Overview
Compensation
Salary Range: $77,600 – $129,400 plus eligibility for annual bonus program
We empower inclusion
At Symetra, we aspire to be the most inclusive insurance company in the country. We’re building a place where every employee feels valued, respected, and has opportunities to contribute.
Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.
Creating a world where more people have access to financial freedom
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we’re guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they’re buying, and we design products—and operate our company—to stand the test of time. We’re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.
For more information about our careers visit: https://symetra.eightfold.ai/careers
Work Authorization
Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.
Annual Salary: $77,600 – $129,400 annually plus eligibility for Company Annual Bonus
Compliance Analyst
Our Company
At Wysh, we’re not your average insurance company—we’re redefining financial protection for the modern world. Our purpose is to empower every person to live life to the fullest, with the confidence of financial protection. As an entrepreneurial team, we thrive on thinking outside the box, experimenting fearlessly, and delivering innovative solutions that challenge industry norms.
What sets us apart is our people: a dynamic mix of math nerd strategists, user-flow-obsessed designers, results-driven developers, and epic storytelling marketers. We love what we do and take work-life balance and professional development as seriously as our products.
Our impact hasn’t gone unnoticed—Wysh was honored with the prestigious Best of Show award at Finovate Fall, one of the world’s leading fintech conferences. We’re also proud to be recognized and featured on multiple “Best Workplaces” lists.
At Wysh, we dream big, safeguard futures, and inspire everyone—our customers and team alike—to aim high. Ready to join a company that’s redefining financial protection and making dreams a reality? Join us on this exciting journey, and let’s make an impact, one Wysh at a time.
The Role
We are looking for a detail-oriented and proactive Compliance Analyst to join our Compliance team. In this role, you will play a pivotal part in ensuring the company’s adherence to regulatory requirements while supporting the development and implementation of effective compliance processes. This position offers the unique opportunity to work cross-functionally, design innovative systems from the ground up, and make a meaningful impact in the evolving fintech and life insurance landscape.
The ideal candidate has hands-on experience with SERFF and understands the full lifecycle of product filings—from drafting and submission to responding to state objections. If you’ve worn many hats in a lean life insurance or insurtech environment and thrive when given ownership, you’ll feel right at home here. This is an opportunity to truly own compliance filings and help shape how we bring products to market. Autonomy, initiative, and a roll-up-your-sleeves mindset are critical to success in this position.
What You’ll Do
Draft and refine policy forms to ensure alignment with state regulations.
Research corresponding regulations to products
Submit filings via SERFF and/or IRFS to individual states or Insurance Interstate Compact
Manage producer licensing, appointments, and terminations.
Manage license and appointment renewals to ensure compliance with state requirements.
Review changing regulations to determine the applicability to the Company. Define procedures based on regulations. Work with corresponding functions to ensure procedures are properly implemented.
Research, interpret regulatory research and define and implement cross-functional procedures.
Compose relevant state filings and assist other functions in the filing of corresponding state filings.
Review marketing assets for compliance with regulatory requirements
Communicate with creative teams to find solutions
What You’ll Bring
3+ years of experience in regulatory compliance, preferably in life or health insurance.
Strong knowledge of insurance industry processes, compliance regulations, and standards, including NAIC and Insurance Interstate Compact.
Proficiency with Wolter Kluwer NILS In Source, SERFF, IRFS, Microsoft Office Suite, and ability to learn company-specific systems.
Advanced research, problem solving, critical thinking and analytical skills.
Strong attention to detail, accuracy, organization, time management with the ability to multi-task and pivot.
Ability to work independently, escalating non-routine issues with recommendations for solutions.
Diversity and Inclusion
Wysh is a proud equal opportunity employer that is committed to diversity and inclusion in and outside of the workplace. We strongly believe that everyone deserves a seat at the table and we support a culture where our people are empowered to be their authentic selves each and everyday.
We’re building a team that represents a variety of backgrounds, perspectives, and skills to reflect the world that we live in and the customers we serve. You are welcomed to apply for this role free of biases or discrimination regardless of your race, religion, color, sex, gender identity, sexual orientation, age, physical or mental disability, national origin, veteran status or any other basis covered by law.
Benefits
A Great Team – We focus on hiring people from diverse backgrounds who are easy to get along with and fantastic teammates.
Flexible Work Schedule – Hybrid or Remote work schedule. We’re interested in what you contribute more so than when you do it.
Work Life Balance – Unlimited PTO, Paid Holidays, along with Paid Summer Fridays and Paid parental leave.
Competitive Compensation – The base salary for this role is $75,000 to $85,000 annually. Exact compensation range is determined based on your region, years of experience, and specific skill set using aggregate market data from PayScale.
Health & Wellness – We offer 100% Medical Care Coverage for you and generous contributions for family, Dental and Vision Coverage, Commuter and Parking Reimbursement, 401k with a 4% Match, Health and Wellness Reimbursement, Free talkspace membership, Voluntary Long-term and Short-term Disability, Life Insurance and FSA/HSA.C
areer Development – We believe in upskilling our teams, providing each employee a $1,000 annual training allowance.F
riendly office environments – Two modern offices; one in Dumbo, Brooklyn and the other in Durham, NC, offering a variety of working spaces for individual or team collaboration with free meals and snacks.S
ocial events – Monthly culture events, celebrations, team outings and social hours.
Annual Salary: $70-80K
Senior Insurance Compliance Analyst
Key Responsibilities:
Administers Compliance programs and ensures compliance with the laws, regulations and rules of federal, state, and self-regulatory organizations.
Prepares and files regulatory and compliance documents and / or reports.
Handles interactions pertaining to approvals.
Analyzes and responds to objections and inquiries from authorities.
Creates forms and reports to comply with new or existing regulatory requirements. Prepares memorandums regarding the use of forms.
Responsible for administering compliance training and industry education programs.
Responsible for reporting and /or investigating any non-compliance or suspected fraudulent acts.
Drafts and delivers complaint responses.
Administers privacy, Anti-Money Laundering (AML), and other guidelines.
Receives, analyzes, interprets and responds to regulatory matters and / or inquiries from the various state departments of insurance, federal agencies, self-regulatory organizations, industry associations and / or internal and external customers. Refers more complex matters to appropriate staff, as needed.
Coordinates, administers, reports on and develops audit / review processes.
Maintains and retrieves material from departmental databases and files.
Performs research.
Reviews policy administration issues, which may include powers of attorney, trusts and / or conservatorships.
Evaluates, interprets, and communicates new or revised statutes / regulations / rules to effectively implement new requirements according to changes and updates in laws, rules and regulations.
Assists with researching, documenting, and communicating complex issues. May develop action plans and assist with coordinating implementation.
May review proposed advertising and marketing materials for compliance with State Advertising rules, regulations, product features and / or contract language.
Drafts product disclosures.
Develops and maintains product audit / issues instructions for new product implementation.
May provide back-up coverage for other compliance areas.
Maintains strong relationships within state insurance departments and / or other regulatory authorities. Acts as a liaison between the organization, specific departments / business units, third party vendors/administrators and regulatory authorities.
Demonstrates advanced knowledge of the organization, regulatory agencies and current trends in ensuring compliance.
May provide guidance and assistance to less experienced positions.
Performs other duties as assigned
Qualifications:
Associate’s degree or equivalent years of education and experience required. Bachelor’s degree in business, Liberal Arts, or related field preferred.
3 to 5 years of insurance / securities related experience.
Continuing progress toward and/or the completion of an Associate Insurance Regulatory Compliance (AIRC) designation
Strong understanding of compliance practices and regulatory frameworks.
Excellent communication and analytical skills.
Experience with policy administration, audits, and regulatory correspondence.
Annual Salary: $65,000.00 – $80,000.00 /year
Product Services Manager
Job Summary
– Provide support to the Policy Filings Department by assisting with the development and filing of new insurance products and maintaining compliance for our existing product portfolio.
– Assist Sales and Marketing by providing advice and input on product configuration in order to gain product regulatory approval and minimize compliance and financial risk to the company.
– Monitor regulatory developments and implement product changes necessary to maintain product compliance for Combined’s existing core products portfolio.
Responsibilities
– With the assistance of Legal, Actuarial, Product Development and Marketing, draft and file new products, product amendments and regulatory changes.
– Analyze state insurance department regulations, rate, rule and form circulars/bulletins in order to determine and implement appropriate changes on behalf of Combined.
– Develop and distribute regulatory communications to other business departments advising them of compliance changes.
– Ensure that all products maintain compliance with all regulatory requirements.
– Provide technical assistance and support to other Combined departments in order to maintain product compliance.
– Timely product filings in SERFF to state insurance departments.
– Interact with Department of Insurance personnel and other regulators to facilitate approval of Combined’s products and resolve regulatory issues.
– Maintain form management and document control in accordance with department procedures to track history with respect to product filings.
– Ensure an effective level of collaboration and communication with Actuarial, Product Development, Legal, Claims, the Business Units, other department analysts, and any other stakeholders to secure the information necessary to complete a filing or respond to insurance department objections and inquiries concerning SERFF filings.
– Respond to requests for information relating to group and individual life and health product compliance requirements (including employer and non-employer groups).
– Research statutory and regulatory requirements and create research charts (with product analysts and/or Counsel, as appropriate, prior to release of the information).
– Research products for competitor information and assist with the developing of new products/ programs and coverage endorsements.
– Assist other Combined Departments, as needed, in the implementation of new products.
– Communicate state specific updates and filing status with internal business partners.
– Develop inter-office memos to company personnel detailing highlights of approved rate/rule and form filings.
– Assist in the set-up of new policy forms on company systems and perform quality testing.
– Maintain aggressive schedule for product submissions and approval.
– Assist Marketing to ensure product advertising or marketing material complies with approved filings.
– Participation in industry trade committees and associations.
Skills
– Excellent interpersonal & communication skills.
– Requires good oral and written presentation skills with attention to detail.
– Project management skills. Ability to manage multiple projects including new product filings.
– Interaction with regulators on higher profile issues under management supervision.
– Advanced understanding of legal and regulatory issues.
– Ability to analyze and understand new laws and regulations and communicate their impact on Combined to appropriate personnel.
– Proficiency to draft insurance policy language under the direction of senior Legal/Compliance personnel.
– Ability to track and monitor new laws, regulations and regulatory communications that impact Combined and the Policy Filings Department.
Education and Experience
– A Bachelors Degree or 7 years compliance experience. Advanced degree such as JD or paralegal highly preferred.
– Strong management relationship skills with team focus.
– Spanish fluency preferred.
– Industry certifications highly preferred.
You can submit your resume and complete the information asked for at this URL link: https://fa-ewgu-saasfaprod1.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_2001/job/22682/?utm_medium=jobshare&utm_source=External+Job+Share.
About Us
OUR BENEFITS
As a Chubb corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. More details can be found here. Chubb is committed to supporting its employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
– Health insurance
– Dental insurance
– Tuition reimbursement
– A company-match 401(k) plan
– Disability insurance
– Life insurance
– Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance Company of America is a Chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in North America. Headquartered in Chicago, with satellite office in Columbia, SC, Combined is celebrating over 100 years in business. We are committed to making the world of supplemental insurance easy to access and understand. The company has an A+ rating by the Better Business Bureau and an A + (Superior) financial strength rating by A.M. Best. We are ranked by VIQTORY as the number one Military Friendly® Employer in 2023 (over $1 billion revenue category), marking Combined’s twelfth consecutive year on the Top 10 list. We pride ourselves on approaching all situations with a Positive Mental Attitude (PMA) and encouraging collaboration.
ABOUT CHUBB
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Annual Salary: Commensurate with experience
Sr. Compliance Analyst
About the role
As a Compliance Analyst, you will support the overall product lifecycle in Benefits Division products (Group Life, Disability, Supplemental Health, and/or Stop Loss). You will play a key part in bringing products to market quickly while ensuring regulatory compliance. As an Analyst on the team, you will participate in each phase of our product development and filing efforts – you will consult and provide recommendations on state filings strategy, prepare filings accurately and timely. You will participate in all phases of product development and state filing efforts—providing strategy input, preparing accurate and timely filings, and supporting nationwide compliance initiatives. This analyst collaborates across departments including Product, Legal, Actuarial, Underwriting, Operations, and Marketing.
What you will do
Coordinate and prepare accurate and timely filing materials for submission to state Departments of Insurance
Research, interpret and apply laws, regulations, bulletins and filing requirements relating to Symetra products and research requests
Assist in drafting state exception pages that comply with state laws and regulations
Format all material to the extent necessary for preparation for filing
Prepare filing memos, forms listings, certifications and other documentation needed for filing forms and/or rates
Manage coordination and timely submission of responses to state inquiries related to filings
Prepare data sets that feed our filing status reports (weekly/monthly/annually)
Independently research and consult on state-specific filing strategy, represent State Filings team/coordinate responses for nationwide research initiatives and projects
Monitor tasks and timelines, evaluate risks, provide recommendations and solutions
Provide subject-matter expertise on key initiatives across multiple product lines
Provide assistance on key compliance projects on as-needed basis
Why work at Symetra
“If you want to work for a company that is always considering its employees while working towards sustainable growth this is that company. Within Symetra, there is always innovation, empowerment, and growth opportunities, all while providing us with a great work/life balance and incredible benefits for a very reasonable cost!” – Cindy G., Program Manager
“We’re big enough to make an impact on the country, but small enough to care and know who you are and what you’re contributing to the organization. All new ideas are welcome!” Stephanie F., VP Customer Service & Operations
“If you’re looking for a place to call home, grow professionally and personally and most importantly, be yourself, Symetra is the right fit.” – Daniel P., Senior Underwriter
What we offer you
We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.
Flexible full-time or hybrid telecommuting arrangements
Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
Paid time away including vacation and sick time, flex days and ten paid holidays
Give back to your community and double your impact through our company matching
Want more details? Check out our Symetra Benefits Overview
Who you are
At least 8 years compliance experience
High school diploma required
College degree or equivalent experience required
5+ years of relevant compliance and/or industry experience
Direct experience with preparing and submitting filings in SERFF
Prior experience reading contracts, statutes and regulations and comprehending key points/implications for the business with minimal managerial oversight
Strong organizational/analytical and problem-solving skills, ability to manage multiple tasks and priorities
Outstanding verbal and written communication skills with a strong ability to communicate effectively across all levels and partners
Comfortable with technology and learning new systems and platforms – strong MS Office Suite software skills and proofreading
Detail oriented self-starter able to conduct complex analysis with general direction
We empower inclusion
At Symetra, we aspire to be the most inclusive insurance company in the country. We’re building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspectives, and removing barriers.
We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.
Creating a world where more people have access to financial freedom
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we’re guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they’re buying, and we design products—and operate our company—to stand the test of time. We’re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.
For more information about our careers visit: https://symetra.eightfold.ai/careers
Work Authorization
Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.
Annual Salary: $77,600 – $129,400 annually plus eligibility for Company Annual Bonus
Market Compliance Analyst
Responsibilities:
Evaluate new laws and regulations for relevance to HDI’s operations and oversee implementation compliance.
Document key regulatory requirements and ensure business unit controls align with these regulations.
Identify and document necessary monitoring activities mandated by regulation and emerging compliance risks.
Manage regulatory changes by assessing their impact and tracking business remediation efforts.
Collaborate with cross-functional teams (legal, risk, business units) to ensure compliance with P&C laws and regulations while supporting regulatory activities, including audits and Market Conduct Examinations.
Assist with compiling data from internal and external sources for reporting purposes.
Research and interpret industry requirements, document essential business and technical needs, and implement departmental processes while supporting the creation and enhancement of compliance policies and procedures.
Recommend improvements in processes, efficiency, quality control, and reporting practices.
Support the implementation of required compliance training for employees and assist in creating training materials and communications on compliance topics.
Contribute to project work related to compliance and cross-functional initiatives.
Serve as backup support for other areas as needed.
Perform additional duties and special projects as required.
Annual Salary: $90,000 – $110,000 a year
Sr. Business Consultant HFP
This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations (Schaumburg, IL; Danbury, CT; Hartford, CT; New York, NY) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.
RESPONSIBILITIES:
• Provide guidance on filing strategy with key stakeholders; draft amendatory endorsements; assist in the preparation of state exception pages; and assist with any other facets to prepare the product for filing.
• Track and communicate the status of all new ISO Commercial Auto circulars, and AAIS Inland Marine circulars in Archer for report generation to confirm timeliness of regulatory compliance action items.
• Work directly with key stakeholders to drive analysis and business decisions.
• Oversee the submission of product filings to state insurance departments countrywide.
• Handle objections in a timely manner from the state insurance departments to secure approval of our filed products.
• Track and communicate company rate, rule, form approvals, effective dates, and desired implementation dates with IT and/or third-party vendor.
• Various other tasks, as needed.
• Must be able to work with limited supervision; demonstrated skills as a self-directed worker.
• Respond to ad hoc underwriting questions pertaining to product development and filing strategy.
QUALIFICATIONS:
• Previous state filing experience required.
• Extensive, broad-based knowledge of P&C insurance industry, including detailed knowledge of insurance coverages, business processes, operations and the legal/regulatory environment required.
• Strong knowledge of ISO Commercial Auto and AAIS Commercial Inland Marine coverage is highly desired.
• Excellent analytical, problem solving, decision making and planning skills.
• Strong project management skills desired.
• Have excellent written, oral and organizational skills, and must be able to articulate issues and risks to product sponsors and stakeholders.
• Ability to balance multiple concurrent timelines/tasks and meet deadlines.
• Willingness to work hard and handle a wide variety of challenges in a fast paced and ever-changing environment.
• Excellent interpersonal skills, with a focus on teamwork within the department and customer service for the business unit
• Knowledgeable on SERFF, state filing requirements, and drafting state amendatory endorsements
• Experience working with IT and third-party vendors to coordinate timely implementation of file rates, rules and forms.
• Strong work ethic with a proactive, results driven mindset.
• Solid interpersonal skills and the ability to enhance outcomes with the ability to connect and partner with a variety of stakeholders across the organization.
• Excellent research, analytical and problem-solving skills
• Bachelor’s degree required, or equivalent work experience.
• Knowledge of Microsoft applications required: Outlook, Excel, Word, and PowerPoint.
• Experience in the submission of rate and form filings using SERFF and I-File systems.
• Attention to detail, organizational skills and the ability to work on multiple tasks.
INTERNET REQUIREMENTS:
For full-time, occasional, part-time, or remote positions: (1) high speed broadband internet service is required, we do not recommend or support DSL, wireless, Wi-Fi, Hotspots, Fiber without a modem and Satellite; (2) Internet provider supplied modem/router/gateway is hardwired to the Hartford issued computer with an ethernet cable; and (3) minimum upload/download speeds of 100MB download/10MB upload will be required. To confirm whether your Internet system has sufficient speeds, please visit http://www.speedtest.net from your personal computer.
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Annual Salary: $95,120 – $142,680
Policy Forms Analyst
The individual in this position is a member of a fast-paced product development team. We create value for our stakeholders by maintaining alignment across the enterprise, thinking with outside-in mindset, and communicating with real-time transparency.
The primary responsibility of this position is the development, approval and maintenance of our promises: the policy forms (policies, data pages, riders, endorsements, and applications) representing the product offerings of National Life Group.
Essential Duties and Responsibilities
• Prepare, draft, and submit policy and related forms (including data pages, riders, endorsements, and applications) and respond to any objections in accordance with state and Interstate Compact filing requirements with limited supervision.
• Understand new insurance regulations and changes in the regulatory environment and their impact on National Life Group’s product offerings.
• Draft and propose contract language to policy and related forms within pre-filing preparation and for responses to any objections received from state regulators.
• Coordinate with scrum teams to define and execute Policy Package implementation.
• Support internal / external requests for gathering filing information, forms, and other items in a timely manner.
• Create and maintain policy form documentation, descriptions, and approval history of all policy forms.
• Research and respond to questions from various internal stakeholders about historical versions of forms and prior filings.
• Collaborate with other business areas to update and improve any other filed forms such as applications, disclosures, and advertising, etc.
• Participate in product project teams in the development and implementation of new products or enhancement to existing product portfolios.
• This position is presently onsite/hybrid with the expectation that you are in the office three days per week with current campus days being Tuesday, Wednesday, and Thursday (subject to change with advance notification and manager discretion).
Annual Salary: $70-$130
Compliance Analyst – Alternative Risk
Products include Alternative Risk: General Liability, Commercial Auto, Contingent Liability, Contractual Liability, and Professional Liability.
Since 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide. We place a strong focus on product development and creative distribution methods, along with excellent client service and support.
In addition to our robust domestic portfolio, which spans both special risk and medical solutions, A&H works on an international basis through various partnerships. Our global capabilities provide our partners with even broader flexibility in underwriting solutions.
The qualities and capabilities of Crum & Forster Accident & Health demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.
Information about the Role, Line of Business and Team:
This position is in the Compliance Department, which is responsible for (i) Proficiency in both admitted and non-admitted policy and endorsement creation (ii) reviewing prospective programs and coverages for adherence to the various state required guidelines; (iii) working with underwriting, legal, regulatory, actuarial, and claims areas, ensuring that policies and/or certificates are drafted and issued compliantly; (iv) and for conducting audits to further ensure that all policies, certificates and advertising have been properly issued.
The Compliance Analyst operates under the direction of the Compliance Director and is responsible for the maintenance and regulatory compliance of assigned P&C products offered by Crum & Forster A&H Division.
What you will do:
Independently draft product policy forms primarily for non-admitted Property & Casualty (P&C).
Review prospective P&C program structure, policies and forms for compliance.
Proficiency in both admitted and non-admitted policy and endorsement creation.
Research of non-admitted compliance issues and provide responses to business areas.
Assist in creating policies or endorsements based on Legal and Underwriting guidance.
Review integrity of policy issue documents and facilitate resolution with inconsistencies in the information.
Conduct compliance audits as assigned by manager.
File via SERFF, Product Forms, Rates, and Rate Rules (where required) and communicate with regulators to secure approval in the required jurisdictions.
Communicate with state insurance departments and other regulatory agencies as required.
Review advertising material including websites to ensure compliance with internal and state regulatory guidelines.
Respond to routine compliance-related requests and inquiries from the various business areas.
Assist in reviewing and assessing regulatory changes in state insurance department statutes, regulations, bulletins, etc. along with general industry trends to determine filing and regulatory requirements. Stay current on changes and developments that impact insurance design, development and filing requirements.
Assist in research and communication of the compliance implications of new products and enhancements as well as other corporate strategic initiatives.
Facilitating underwriting training on industry trends and sharing lessons learned from significant losses.
Establish relationships with business units to foster teamwork.
Participate in documenting procedure manuals and processes as needed.
Ensure Products Status Charts are up to date in real time for assigned products.
Develop and maintain required statutory interest rate charts by state for P&C products.
Perform other related duties, including short or long-term projects, as assigned by Management.
What YOU will bring to C&F:
Bachelor’s or associate degree preferred
3+ years of equivalent work experience in the insurance industry, with product filing experience, including drafting P&C coverage forms for commercial lines insurance.
Working knowledge of P&C Non-Admitted or Alternative Risk type products offerings required.
Knowledge of regulatory and compliance aspects of the insurance industry.
Demonstrated knowledge of compliance laws and regulations.
Awareness of emerging risks and industry trends.
Excellent organizational, verbal, and written communication as well as interpersonal skills.
Flexible and open to an ever changing, fast paced environment.
Meticulous with a high degree of accuracy and ability to multitask.
Strong research, decision-making, reporting and analytical skills.
Ability to understand, synthesize and convey complex data.
Ability to work independently, prioritize and organize own work to meet deadlines.
Solid judgment and discretion required to interpret and apply regulatory guidelines, company policies and procedures.
Proficient in Microsoft Office software, including Microsoft Word, Outlook, and Excel