ESSENTIAL JOB FUNCTIONS
• Oversees the day-to-day operations of organization’s Compliance programs. Manages programs, policies, and practices to monitor and ensure compliance with the laws, regulations and rules of federal, state, and self-regulatory organizations.
• Assesses, prioritizes and manages identified risks. Refers more complex matters to more senior management.
• Coordinates and conducts investigations of non-compliance and / or potential violations of corporate policy, applicable laws and / or regulations. Recommends the appropriate response and / or actions.
• Recommends proactive measures that will reduce the risk of violations and / or non-compliance.
• Participates in documenting and communicating programs, policies and procedures. Provides appropriate training programs.
• Provides advice / counsel to management on Compliance matters.
• Ensures department’s record keeping systems are updated and maintained appropriately.
• Acts as a liaison between the organization and regulatory agencies.
• Ensures that effective business relationships with Managers / coworkers are developed and maintained.
• Participates in developing team objectives and in meeting performance targets. Monitors activities as necessary to ensure performance standards are met or exceeded.
• Requests or generates and analyzes management reports to track and assess unit performance, process flow, customer satisfaction and other business metrics.
• Develops and oversees internal controls to ensure accuracy, timeliness and quality of work. Makes recommendations to improve processes and procedures.
• Has responsibility for performance, development and coaching of staff (hiring, firing, performance management, pay increases, etc.). Provides training for new members to the team / unit.
• Performs other duties as assigned

JOB PROFILE
Education: Bachelor’s Degree or the equivalent years of education and experience required.
Field of Study: Business, Liberal Arts, or related discipline
Experience: 5 or more years of Compliance or insurance / securities related experience, including previous supervisory experience. Continuing progress toward and/or the completion of an Associate Insurance Regulatory Compliance (AIRC) designation
Scope of Job: Relies on experience and judgment to accomplish goals. Implements and administers policy under the direction of higher-level management.

We are currently seeking a dedicated professional to join us in a pivotal role collaborating with our AXIS Accident & Health (A&H) underwriters. Your main responsibilities will include designing, drafting, and maintaining policy forms and endorsements for both new and existing products. Your expertise will ensure that policy terms align with underwriting objectives and comply with state regulations.

This position offers a dynamic environment where you will engage with key stakeholders from various departments within AXIS, such as underwriting, legal and compliance, actuarial, and claims. Your contributions will play a vital role in supporting our business units to maintain competitive product forms aligned with approved filings.

The ideal candidate will possess a deep understanding of Accident & Health insurance form requirements, with proficiency in leisure Travel, Pet insurance, and Employer Stop Loss. Attention to detail, analytical acumen, and a strong sense of personal responsibility are essential qualities for success in this role.

Join a Growing Insurance Leader

Westminster American Insurance Company (WAIC) is a well-capitalized, specialized commercial property insurer, providing coverage across 12 states. We have a strong foundation as a boutique insurer, specializing exclusively in habitational and office risks – including apartments, condo associations, office buildings, and mixed-use properties. As we continue to enhance our compliance framework and prepare for a major transition from AAIS to ISO filings in Q3 2025, we are seeking a Regulatory Compliance Manager OR Regulatory Counsel to take ownership of critical regulatory and compliance responsibilities. This is a new position, created to ensure that WAIC remains proactive in filings, regulatory notices, and compliance oversight – areas that have previously been split between senior leadership. The ideal candidate will bring a deep understanding of insurance compliance, regulatory filings, and policy forms. We are open to candidates with an insurance compliance background or those with a legal background (attorney or paralegal) who have expertise in regulatory matters.

If you’re looking for a high-impact role with leadership visibility, we encourage you to apply!

About the Role – Two Possible Paths

Option 1: Regulatory Compliance Manager (Non-Attorney)

At WAIC, we do things differently. With fewer than 25 employees, we’re more like a family than a corporation. We foster a collaborative, engaging work environment where individual contributions are valued, and we invest in our employees’ success. The ideal candidate for this position will have strong experience in insurance compliance and regulatory filings.

What You’ll Do

● Manage form and rate compliance across all WAIC’s operating states, working with the CEO and CUO.

● Lead our transition from AAIS to ISO filings in 2025, including working with ISO, external actuaries, and regulators to file and track loss cost multipliers (LCMs).

● Ensure underwriting, billing, and cancellation notices comply with state-specific regulations (e.g., correct language on policy delivery, cancellation notices).

● Maintain all company compliance files, including:

o Licenses

o Forms filings, (including AAIS, ISO and company specific forms)

o Loss Cost and Loss Cost Multiplier (Rate) filings

o Regulatory complaint log

● Collaborate with leadership to draft and manage coverage change notices for insureds as we transition to ISO-based forms.

● Report directly to the CEO.

Option 2: Regulatory Counsel (Attorney)

If you are a licensed attorney, this role can expand beyond the above to include:

● Regulatory affairs, including responding to DOI inquiries, complaints, and regulatory audits.

● Drafting and reviewing policy language and compliance-related legal documents.

● Managing state regulatory filings (form, rate, rule changes) and providing legal insight on compliance risks.

● Advising senior management on insurance law, regulatory trends, and potential legislative changes impacting WAIC.

About the Underwriter Position

At WAIC, we do things differently. With fewer than 25 employees, we’re more like a family than a corporation. We foster a collaborative, engaging work environment where individual contributions are valued, and we invest in our employees’ success. We believe in underwriting with intelligence and creativity – our philosophy is to find ways to say “yes” when it makes sense, rather than following rigid rules.

We’re looking for an Underwriter who shares our mindset—someone who is intellectually curious, adaptable, and eager to grow within a company that values expertise over titles.

What You’ll Do:

Analyze new business submissions and renewals to determine risk acceptability and pricing.
Apply underwriting guidelines (not just rules) to craft profitable solutions.
Collaborate with agents to strengthen relationships and develop new business.
Maintain and manage an assigned book of business, with account sizes ranging from $25,000 to $4 million.
Assist in reporting and analyzing data on assigned accounts.
Review and approve policies and endorsements issued by assistants.
Ensure underwriting quality by adhering to company standards and turnaround times.
Report directly to the Chief Underwriting Officer while also working closely with the CEO on strategic underwriting decisions.

Applied Underwriters is a global risk services company that continues to expand our offerings in property and casualty insurance.  We are looking for intelligent and knowledgeable candidates that will utilize their background and knowledge to help on compliance related projects in policy forms, rating, underwriting, reporting and licensing, and to provide support in new program development in a fast-paced environment.

Requirements:
• 2+ years of experience in insurance compliance or related industry experience
• Knowledge of regulatory and legal requirements related to insurance operations
• Basic skills in Microsoft Word, Excel, and Adobe Acrobat
• Bachelor’s degree
• Experience or exposure in international insurance business is a plus

Company Benefits:
• Fully-paid employee Medical Insurance, Dental Insurance, and Vision Insurance
• Fully-vested employer match 401(k)
• Section 125 – Flexible Spending Account
• In-house pharmacy provides employees significant savings and convenience
• Tuition Reimbursement

The Manager, Product Services is a member of the Product Management and Development (PMD) department. The manager is responsible for overseeing commercial insurance product filings and coordinating product management services provided by PMA to affiliated Old Republic companies.

Key Responsibilities:

Lead a team of regulatory consultants responsible for managing product filings, providing coaching, mentorship, and strategic direction.
Oversee the coordination and submission of product filings to State Departments of Insurance, securing necessary regulatory approvals for new and modified products.
Develop, maintain, and continuously improve best practices for the product filings process, ensuring efficiency, accuracy, and compliance.
Evaluate current repositories for filing records, and policy rates, rules and forms. Assess alternatives and implement changes to optimize storage, retrieval, and management of these critical documents.
Stay updated on regulatory changes, ensuring the company is compliant with state and federal requirements for product filings.
Act as the primary point of contact for affiliated Old Republic companies receiving product management support from PMA. Ensure service delivery aligns with the needs of affiliated companies. Act as the point of escalation for any service-related issues or concerns, ensuring timely and effective resolution of challenges. Develop and track KPIs to measure the success of services provided to affiliated companies.
Establish and maintain documentation for service processes, onboarding procedures, and regulatory requirements to ensure consistency and transparency for all involved stakeholders.
Oversee the onboarding of new affiliated companies, working with other members of PMD to assess their product management needs, and develop tailored plans to meet those needs through the coordination of services.
Establish and provide filing standards and guidelines, ensuring all product filings adhere to internal and external regulatory requirements.
Oversee and monitor filings made by third-party vendors to ensure compliance with regulatory requirements and company standards.
Respond to questions regulatory compliance, providing guidance on filing processes, state-specific requirements, and other product-related concerns.
Coordinate access to critical resources such as APCIA, FMCSA, ISONet, Mozart, NCCI, ODEN, ReferenceConnect, state rating bureaus, and Wolters Kluwer.
Ensure smooth integration and access to policy writing systems, troubleshooting access issues and ensuring continuous service.
Provide applicable taxes, assessments, and surcharges related to product offerings, ensuring accurate application and compliance.
Coordinate ISO and workers compensation policy reporting.
Coordinate responses to regulatory data calls, ensuring timely and accurate submission of data required by state departments and other regulatory bodies.
Develop and conduct training sessions on internal tools, filing processes, and accessing necessary resources. Create knowledge-sharing materials to facilitate self-service where applicable.
Demonstrate commitment to Company’s Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.

Qualifications:
5 – 10 years of experience in commercial lines filings and insurance operations. Experience working with multiple operating companies, general agents or program managers is preferred. Experience working with both admitted and non-admitted products is beneficial.
Bachelor’s degree in business, Insurance, Finance, or a related field preferred.
Deep knowledge of regulatory processes and systems for product filings, including familiarity with state Departments of Insurance and industry-specific filing tools. Experience with FilingRamp beneficial.
Proficiency with insurance-related systems and third-party portals, including policy writing systems, SERFF, APCIA, FMCSA, ISONet, Mozart, NCCI, ODEN and ReferenceConnect.
Proven experience leading a team, with a focus on regulatory compliance, process execution, and cross-functional collaboration.
Demonstrated sound customer service and interpersonal skills, with the ability to communicate effectively and clearly with several internal and external parties are essential.
Demonstrates excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle multiple priorities simultaneously while meeting assigned deadlines.
Excellent verbal and written communication skills.
Proficiency in Microsoft applications and Adobe
Able to travel.

We currently have an opportunity for an Industry Filing Analyst to join our Corporate Legal team based in our Plymouth, MN office or remote within the United States. Gathers data and prepares timely Property & Casualty state filings using documented procedures and forms. Coordinates answers to questions from state agencies regarding filings and works with underwriters to resolve issues. Researches and stays familiar with state filing laws for designated areas. Some of the Industry Filing Analyst responsibilities include but are not limited to:

Prepares and submits filings of basic to moderate complexity for new and revised programs, non-standard forms, manual pages, and rule and rate deviations to various state insurance departments. Gathers data from all necessary resources. Consults regulations and current codes and procedures to complete documentations and articulate procedures.
Receives all calls regarding the assigned filings. Coordinates and submits all responses to insurance department questions by obtaining necessary information from underwriting, actuarial, law, and technical services. Works with underwriters to resolve issues with regulators.
Reviews insurance circular and bulletin summaries as compiled by the more senior regulatory staff to determine filing requirements for assigned area(s).
Maintains current knowledge and records of files, fees, notice requirements, and approval procedures for state filing requirements.
Researches filings for products and provides advice to underwriters on when filings may be used
The expertise you bring

Associate’s degree with 1-3 years of general P&C experience;
Progress towards industry professional designation preferred;

Company Overview:
Clear Spring Property and Casualty Group (CSPCG) is comprised of four insurance carriers (Clear Spring Property and Casualty Company, Clear Spring Casualty Insurance Company, Clear Spring American Insurance Company, and Clear Spring National Insurance Company), each rated A- (Excellent) by A.M. Best. CSPCG assists companies in protecting themselves from today’s challenges through technology and innovation. CSPCG provides worker’s compensation, general liability, and other coverages through strong agency relationships.
Clear Spring Property and Casualty Group is a subsidiary of Delaware Life Insurance Company and its parent company, Group 1001, a collective that empowers companies to create positive growth. Everything Group 1001 does is designed to help individuals and communities thrive. Our insurance and annuities make financial products easy to understand and accessible to all. Our online investing platform gives individuals control over their savings and their futures. Our technology and innovation help companies succeed. And our strategic partnerships bring people together through education and sports. Because we all have the power to grow better. Clear Spring’s risk management solutions evolve with market needs, while traditional insurance companies struggle to keep up. Our data-driven approach and mastery of emerging technologies provide a deeper connection with customers by developing smarter, more adaptive ways to interact that address the needs of brokers and their policyholders.
We’re confident that you’ll love partnering with us.
Group 1001, and its affiliated companies, is strongly committed to providing a supportive work environment where employee differences are valued. Diversity is an essential ingredient in making Group 1001 a welcoming place to work and is fundamental in building a high-performance team. Diversity embodies all the differences that make us unique individuals. All employees share the responsibility for maintaining a workplace culture of dignity, respect, understanding and appreciation of individual and group differences.
Summary:
The Senior Compliance Consultant provides support to the Clear Spring Property and Casualty Group companies to help meet the various state and federal compliance requirements. They are a key resource for the business to help get product filed and approved with the states and bureaus, keep up to date with changes to laws, regulations, bulletins, circulars and monitor compliance with them, oversee producer compliance, program compliance, and other projects as required.
Responsibilities:
• Develops filing strategy for new products, programs, and changes to existing ones to meet business deliverables and helps submit filings in System for Electronic Form Filings (SERFF).
• Reviews, analyzes, and monitors compliance with state, federal, and bureau requirements and changes to them in compliance with required effective dates.
• Research single and multi-state compliance requirements to facilitate compliance or respond to specific issues.
• Leads complex compliance projects and works with business colleagues to set timelines of key projects and ensures the project deadlines as well as any statutory / regulatory deadlines are met.
• Handles company compliance requirements for producers, including the contracting, appointment and termination process.
• Provides guidance and acts as liaison between company and regulatory personnel on market conduct exams and other regulatory audits including Bureau audits.
• Leads development and adherence to all policies and procedures to facilitate compliance needs of the business.
• Coaches and helps train team and business partners in best practices for regulatory compliance.
• Acts as a liaison to state, federal and bureau representatives.
• Oversee company Anti-Fraud compliance and liaison with vendor.
• Drafts state specific form language to countrywide forms to comply with state laws and regulations.
Qualifications:
• Bachelor’s degree preferred.
• 5 + years of Property & Casualty commercial lines compliance experience, particularly in a senior role.
• An additional insurance-related certification, such as CPCU, MCM, AIE, CIE preferred
• Must exhibit expertise in industry trends, state regulations, and compliance processes.
• Must promote and exemplify appropriate and effective decision-making.
• Promotes and exemplifies a culture of collaboration, including stakeholders at various levels and in various departments.
• Effective prioritization and organization.
• Ability to drive key projects to completion.
• Experience using SERFF
• Experience using StateFilings.com, Filing Ramp, or similar platform.
• Ability to use legal research tools.

Skills:
• Commercial Lines Product knowledge especially in Workers’ Compensation.
• Excellent communication skills and ability to work with both internal business partners and external regulators.
• Project Management.
• Computer and Web based skills. Working knowledge of MS Office 365 applications including Outlook, Teams, SharePoint, Word, PowerPoint and Excel.
• Organization skills – Ability to handle multiple priorities.
• Knowledge of P&C Insurance Company Operations, Functions, and Organization Structure.

• Monitors, reviews, and analyzes regulatory changes, bulletins, and statistical reporting published by various legislative bodies, Departments of Insurance, Rating Bureaus, NCCI, and ISO, and prepares formal communications to the impacted business units.
• Conducts and leads compliance-related research and prepares detailed summaries related to regulatory changes and new product offerings.
• Prepares and independently files responses to service of process and consumer complaints.
• Coordinates and independently submits state regulatory and product-related filings, and data calls.
• Serves as a liaison to the Department of Insurance, Division of Workers’ Compensation, Department of Financial Services, Secretary of State, and third-party administrators on compliance and state filing-related matters.
• Oversees and ensures the accuracy of the SharePoint compliance databases, trackers, and state filing status reports.
• Participates in ad hoc system testing and policy audits as directed.
• Independently gathers and prepares exhibits related to regulatory investigations.
• Maintains, develops, and delivers compliance training content and programs.
• Leads compliance audits, reviews standard procedures, and prepares formal recommendations.
• Manages company licenses, including the submission of new licenses.
• Assists with contract preparation and review.

What part will you play? If you’re looking for a place where you can make a meaningful difference, you’ve found it. The work we do at Markel gives people the confidence to move forward and seize opportunities, and you’ll find your fit amongst our global community of optimists and problem-solvers. We’re always pushing each other to go further because we believe that when we realize our potential, we can help others reach theirs.

Join us and play your part in something special!
We are seeking an experienced highly organized, detail-oriented individual to join the Regulatory Compliance team as a Senior Regulatory Compliance Analyst. This role supports the organization’s mission of maintaining regulatory compliance within the specialty insurance policy life cycle for admitted and non-admitted markets.

Job Summary
What you’ll be doing:
– Monitoring, analyzing, and evaluating all state insurance laws, regulations, and bulletins, and forming any needed action plans to ensure the organization’s legal compliance
– Reviewing and drafting policy forms, endorsements, notices and all related legal correspondence for adherence to state insurance laws and regulations
– Coordinating and submitting insurance rate, rule, form, and other regulatory filings to state insurance department using SERFF and Florida IRFS, researching and analyzing objections, and negotiating approval of those filings
– Regulatory liaison activities for internal and external partners
– Identifying and evaluating alternatives to achieve and maintain compliance while meeting business goals
– Participating in product development
– Managing market conduct exams, and partner and other audit activities
– Collaborating with external legal counsel as needed
– Handling larger and more complex filings and other projects
– Building and maintaining solid relationships with all levels of internal and external business partners, and regulators
– Providing guidance and coaching to others related to regulatory compliance
– Providing back up and assistance to manager and team members